Dear Sir/Madam If you have purchased a new apartment, villa or house in Bulgaria you will need good property insurance from a reputable company. The first private insurance company in Bulgaria after the democratic changes was established in 1991, currently ZPAD Allianz Bulgaria. By joining the Allianz AG, Munich - the German insurance giant in 1998, ZPAD Allianz Bulgaria opened a new page of its growth and development by providing superior European insurance services. As part of the global Allianz Group the UK company is known as Allianz Cornhill (Cornhill Direct).Below is an example of an offer for our most preferable property insurance called “Dwellings and Household”. Clients who would like to proceed with their property insurance through us, online, will get up to 20% discount.
“Extended Cover” In the “Extended Cover” the furniture is insured for up to 30% of the property value. | Property Value | Insurance Premium | | Extended Cover includes insured items and / or incidents are : Fire damage, a lightning strike, damage by falling objects from an aircraft and any explosion or implosion . Natural storm damage to include, hail, torrential rain causing flooding, snow or ice pressure , freezing, falling trees and branches and other external objects due to a storm incident. Damage caused by flowing sewer water , vehicle or animal impact are also covered. Short circuit and over-voltage of the electrical system, expenses for hotel accommodation for up to 60 days, expenses for removal of any debris , expenses for relocation, protection and storage of insured property for up to 3 months. | 55 000 € | 112,75 € Per Year |
The insurance covers above can be extended with: Additional covers | Property Value | Insurance Premium | 1. | Landslide or collapse of earth mass | 55,000 € | 27.50 € | 2. | Earthquake | 55,000 € | 64.35 € | 3. | Malicious acts | 55,000 € | 82.50 € | 4. | Breakage of permanently installed glass | 55,000 € | 1.10 € | 5. | Third Party Liability | 1,500 € | 4.00 € | 6. | Public Liability | 10,000 € | 40.00 € | 7. | Burglary – Furniture, white goods | 1,000 € | 8.00 € | 8. | Burglary – Audiovisual technology | 500 € | 6.50 € | 9. | Loss of rental | Please ask. |
Available Discounts
Examples for a Property Value of 55,000 EUR, with an Apartment Size of 55sq.mts and Furniture Cost of 1,500 EUR insured against Burglary.
Covers
| Insurance Premium | Discount | Insurance Premium after Discount | Only “Extended Cover” | 112.75 € | 10% | 11.27 € | 101.50 € | Insurance premium for “Extended Cover” + 2,4,5,6,7,8 additional covers | 236.70 € | 15% | 35.50 € | 201.20 € | Insurance premium for “Extended Cover” + 1,2,3,4,5,6,7,8 additional covers | 346.70 | 20% | 69.34 € | 277.35 € |
We could organize everything on your behalf by inspecting your property and filing in the declaration, make a claim for any damages if an incident was to occur and then make the necessary arrangements to receive the compensation fee. Thereafter, we would await your instructions on where to deposit the collected monies. You can pay your insurance by bank transfer. We will send you your insurance policy to your postal address in Bulgaria or abroad. Please don’t hesitate to contact us to get your free, no obligation insurance quote today. Regards,
Asya Kovatcheva
Senior Property Insurance Consultant
Licence N: 0100435
Allianz Bulgaria Holding AD
Bansko 2770
6 Vardar str.
e-mail:
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mob: 00359 895 614 282
fax: 00359 73 88 79 15
UK LL: 0044(0)20 8123 3626
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